Health — Articles

Retirement Enhancements Expected in 2022 Legislative Proposals

Several bills with provisions that would alter tax-advantaged savings arrangements have been introduced. If these provisions are approved, they represent important priorities for the House and Senate lawmakers responsible for their drafting and introduction.

Employer Plan, HSA, IRAAscensusJanuary 20, 2022Industry Trends & Statistics, IRA, Traditional IRA, Roth IRA, SIMPLE IRA Plan, HSA, Retirement Plan, Contribution, Distribution, Guidance & Legislation, Health, Required Minimum Distributions, Tax

Comparing Retirement Saving via Traditional and Roth IRAs, and HSAs

Although your organization may not be equipped to provide individualized financial advice, you can share general information about the advantages and disadvantages of three common tax-advantaged savings accounts.

IRA, HSAAscensusFebruary 18, 2021Compliance & Operations, Business Insights, IRA, Traditional IRA, Roth IRA, HSA, Deduction, Health, Required Minimum Distributions

New Report Shows Strong IRA Growth

Cerulli Associates recently released a report entitled U.S. Retirement Markets 2020. This article focuses on selected IRA and HSA findings from this report.

IRAAscensusFebruary 18, 2021Industry Trends & Statistics, IRA, Traditional IRA, Roth IRA, SIMPLE IRA Plan, SEP Plan, HSA, Health, Rollover

2021 Could See More Retirement and Health Legislation

What 2021 will bring is yet to be determined. There is optimism, however, that one or more retirement or health savings-focused bills could be enacted in 2021. Several that were introduced during the past two years will likely be re-introduced in the 117th Congress.

Employer Plan, IRA, HSAAscensusJanuary 21, 2021Industry Trends & Statistics, IRA, Traditional IRA, Roth IRA, SIMPLE IRA Plan, HSA, Retirement Plan, Contribution, Distribution, Guidance & Legislation, Health, Required Minimum Distributions, Tax

Spending Bill Contains Coronavirus Relief

The Consolidated Appropriations Act, 2021, was signed on December 27, 2020. Although there is no broad employee benefit relief, the Act contains some provisions—coronavirus- and non-coronavirus-related—that pertain to retirement and health savings plans.

Employer Plan, IRAAscensusJanuary 21, 2021Compliance & Operations, IRA, Retirement Plan, Qualified Retirement Plan, Congress, Disaster, Distribution, Education, Health, Loan, Washington Pulse