2025 HSA Limits Released

On May 10, 2024, the IRS issued Revenue Procedure 2024-25, providing inflation-adjusted amounts for health savings accounts (HSAs) for calendar year 2025. Maximum annual HSA contributions will rise from $4,150 to $4,300 for those with self-only insurance coverage, and from $8,300 to $8,550 for those with family coverage.

Minimum deductible amounts for qualifying high deductible health plans will increase from $1,600 for self-only coverage to $1,650, and from $3,200 to $3,300 for a family plan. Maximum annual out-of-pocket amounts under self-only coverage will rise from $8,050 to $8,300, and from $16,100 to $16,600 for family coverage.