Recharge Your IRA Program and Reenergize Your Team in 2026
If it’s been a while since you gave your IRA program a meaningful look, now could be the perfect moment for a strategic refresh. Whether your financial organization has decades of IRA experience or is still building up its retirement product offerings, revitalizing your approach can pay dividends for your clients, your staff, and your future growth.
Think of your IRA program as a finely tuned engine; even when it seems to be working just fine, a little maintenance can boost performance, reduce friction, and unlock new opportunities. Here’s how you can revamp your IRA efforts and build a stronger momentum across your team.
Start with a Deep Compliance Review
Regulations involving retirement accounts are constantly evolving. IRS guidance and rules change. As new legislation is enacted, there’s a lot to keep up with. That’s why a comprehensive compliance review can be a powerful proactive first step.
A review of your procedures by our experienced ERISA consultants lets you see exactly where your IRA and HSA procedures, documentation, and team knowledge stand relative to current IRS rules. Having an expert examiner conduct such a review can uncover gaps you didn’t even know were there. And compared to the potential cost and disruption of an IRS audit, this step is a smart risk management strategy.
One of our expert consultants will visit your organization for two or more days to review your procedures; examine your IRA, retirement plan, or HSA documents, amendments, and account owner files; and interview your team members to determine their understanding of the rules. You’ll then receive a customized report containing findings, recommendations, and analysis of your risk for IRS penalties. Clients frequently say that our compliance reviews offer a cost-effective solution for staying up-to-date and compliant.
Whatever the outcome, a compliance review will give you that peace of mind that if your organization is audited by the IRS, you’ll be ready.
Empower Your Team With Focused Strategy
Would your team benefit from IRA or HSA training in 2026? Onsite workshops and virtual training sessions can reinvigorate your staff and equip them to handle complex client conversations with confidence.
Instead of sending a few employees to a seminar, consider bringing our expert instructors directly to your workplace. Customized IRA and HSA training ensures everyone in your organization gets consistent, actionable insights. After all, a knowledgeable team is better positioned to prevent costly reporting errors, answer questions without hesitation, and create a better client experience. We also offer virtual training opportunities, which can be more flexible and affordable for our clients vs. the onsite option.
The Bottom Line
Refreshing your IRA program isn’t just about improving offerings; it’s about taking your organization and your team to the next level. By aligning your program with client needs, empowering your employees, and streamlining your processes, you can ensure your IRA program remains solid and compliant for years to come.
We’re ready when you are. If you believe your organization would benefit from a compliance review or an onsite IRA or HSA training course, we’re here to help. To book a date that works best for your organization, contact your sales representative at 800-346-3860 or sales.support@ascensus.com.
